Investing on an Irregular Income : How Freelancers Can Build Wealth Without a Steady Paycheck
Hello, I'm Jenie! Most personal finance advice is written for people with a predictable paycheck hitting their account on the same date every two weeks. If you're a freelancer, contractor, or anyone running on variable income, you've probably noticed that this advice doesn't quite fit. "Automate 20% of every paycheck" is straightforward when your paycheck is the same every month. It's a different problem entirely when one month brings in $8,000 and the next brings in $1,400. Here's the thing nobody tells you : irregular income isn't actually a barrier to building wealth. It requires a different architecture than the standard advice assumes, but the end result, compounding investments growing in tax-advantaged accounts, is identical. This guide is about building that architecture in a way that actually holds up when income is unpredictable. Table of Contents Why Standard Investing Advice Breaks Down for Freelancers The Foundation : Building Your...